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I want ro ride a motorcycle and eventually learn to buy … but it is a bad idea in my situation?

I'm female, 19 years old. I think I have a pretty good driver, even though I have two car accidents. Because I had 2 car accidents, and because I am only 19, the F *** ing insurance company (I'm the 21st Century Insurance) already cost me a bundle for car insurance, and I am sure they will charge me a ton for motorcycle insurance as they dip hits. Do I still following my lifelong dream of riding and buying a motorcycle? What keeps me what the damn insurance company will charge me. I have a lot of $ saved for a 19 years old, so if I * really * wanted I could afford. Plus, my parents are not too enthusiastic about it either, for obvious reasons. Do I need a quote from the insurance company first? What should I do? It has literally my dream for years and own a bicycle. If I never do, I know I am sorry. Thanks

Well, you do not insure a bike with the same company, although I know that most companies offer a discount if you already have a policy with them. Get a quote for your business, get a quote from Geico and Progressive. In NY where I am, Most of my friends are very happy with a progressive, Geico and saying not so bad. I'm sure other posters will come with more options for your insurance. For sure will save a few dollars – to take a motorcycle safety course. If you do not your license, take the class and road test partially lifted in some countries (such as NY). Even if you have your license, it is the same as taking the defensive driving (point reduction) course, will save you 10% per year for three years (30% of total) your insurance premium. The only other thing I can think of is what kind of bike you want. A cruise missile wrapped in plastic and fiberglass costs waaay more to insure than a cruiser naked. Keep in mind that anything "sporty" will jack up your quote. Good luck and good driving.

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