Diamond Car Insurance

Car Insurance for Women

You've probably seen the ads on television Sheilas' Wheels car insurance, where three women are glamorous blonde In a nice bubblegum pink car. This good-time girls are contrasted with a miserable group of Australian sheep station outside these boys only women cheap car insurance deal. Sisters are the insurance for themselves, the message is clear – they can get better deals. But this female-friendly advertising just a marketing gimmick or a genuine benefit for female drivers?

Most insurance companies recognize that women are cheaper to insure and their policies reflect this cost. Certainly this is the case until women reach middle age, according to research by the AA (based on offers for men and women, driving a Ford Focus and living in Cambridgeshire). For young drivers, 17 years, the insurance cost for a woman is £ 1,938.13 per year for men this figure rises to nearly £ 1,000 to £ 2,906.25. At the age of 30, the cost for women is still more than £ 40 cheaper at £ 367. By the age of 40 years is the savings to just over 7 pounds. For men and women 50 years old, the cost for women is only 45 pence cheaper. And by the age of 60 years, men (for the first time) can enjoy a £ 7.30 towards their female colleagues their insurance premium is £ 245.40.

The promise of cheaper solutions is based on the fact that, on average, women do not so many serious accidents and therefore should be less risky and less expensive to insure drivers.

It is also clear that some terrible driving, men are way out in front. Annual Home Office statistics show that nearly three quarters of speeding, 96% of the dangerous traffic and 85% of careless driving were committed by men.

Sheilas' Wheels also markets the idea that car insurance can be tailored to the individual needs of women. It may be £ 300 for insurance for the handbag For example, besides providing a support line after accidents and the promise of restorative practices that are female-friendly. Those who make cars available can be collected from garages during the day or time for a daily school.

Pioneer of car insurance for women, Diamond (part of the Admiral group) believes that specialized services for women are part of a broader social change. Most women now have a license (61 percent of women compared of just over four fifths of men) and female-friendly insurance and / or exclusively for women is a question of independence the increase in the number of mirrors of single women and women households own cars.

Certainly, companies such as Sheilas' Wheels and Diamond are offering some of the cheapest deals in the market, but other non-specialist firms agreed that gender-specific insurance gives the consumer much more. They warn that these brands are just one part of a clever advertising campaign. Sheilas' Wheels, for example, is not even an Australian company, but part of the HBOS group, which also esure, Halifax and Bank of Scotland.

It is true that it is misleading can be to draw general conclusions about the cheapness. Changing a number of variables like age and occupation may reveal different results. Comparisons show that your zip code, for example, is much greater than for men. Living in Liverpool, the cost of your insurance more than doubled whereas living in a rural, low crime area, Norfolk as the cost of your premiums straight downwards.

The best advice is to check exactly what is on offer from the insurance companies and see how best your own individual needs.

About the Author

Get great deals on Car insurance from The Car insurance Store. Please visit our site for helpful articles on
Car Insurance
. Visit Brokers Online to benefit from its extensive article library covering most areas of uk finance.They also offer
Life Insurance Quotes
, Car Insurance Quotes and much much more all online.

Ayra sings diamond car insurance song

Auto Upkeep: Basic Car Care $15.00 If you own a car or are in the market for one, Auto Upkeep is the book for you! From choosing an insurance policy to performing basic maintenance and repair, Auto Upkeep presents the information you need in an easy-to-follow format with detailed pictures and drawings. An accompanying CD provides review questions and hands-on activities to help you apply concepts from the text….