Me am traveling in Mexico (by car) from California and am wondering if I pulled the officer will ask me for proof of insurance is more a thing as peace of mind
No insurance in Mexico is a very very bad thing. Unless you really want to experience what the inside of a Mexican jail is like, then buy insurance before you go. Your U.S. insurance is not acceptable to the Mexican authorities, so you'll have Mexican insurance purchase. This can be done easily. You will find many places in the border towns in the short term to sell Mexican insurance.
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